It’s that special time of year again.
Colorful lights and decorations are plentiful. Â Malls are packed with no parking.
With everyone in a rush to pick up last minute gifts, please remember to drive carefully. Speaking of giving, remember to support your favorite charities.  There’s no better time to give than now.  When you have more donation receipts than bills, that’s always a good thing!
Happy Holidays to everyone!